Capital Consultants

                           "Unusual Solutions for Unusual Times"

       


FAQs (frequently asked questions)

 1.    HOW DO WE GET STARTED?
Contact our office at (818) 557-7289 or (888) 763-8904 (toll free) to schedule an initial meeting or e-mail us at tshaner@capitalconsultants.org. Select the DOWNLOADS button to download our "Client Review" questionnaire to complete in preparation for our meeting.

 2.   WHO IS YOUR "TYPICAL" CLIENT?
Our typical client is an individual who is looking for a long-term relationship with a financial professional.

 3.   WHAT TYPES OF PEOPLE DO YOU WORK WITH?
We work with individuals, businesses and organizations of all types. Our main criteria are:

      a. That they are serious about improving their financial situation.
b. That we work together well, and the chemistry is right. 

 4.   DO YOU HAVE DOLLAR MINIMUMS?
Generally, yes. For asset management there is a recommended $50,000 minimum. For accounts less than $50,000, or in certain other circumstances where appropriate, we can work on a commission basis.

 5.   DO YOU OFFER ON-LINE ACCOUNT ACCESS?
Yes, through this website, my clients can access their accounts on a daily basis to monitor their investments.  

 6.   WHY SHOULD I WORK WITH SOMEONE ELSE TO DO MY STRATEGIZING?
Why do it yourself? Successful people hire the best professionals. Even Tiger Woods has a coach. Most successful people do not have time to do their own planning because they are too busy becoming better at what they do. They do not have enough time to become experts in asset management, retirement, estate and insurance planning. That's why most successful people work with a team of professionals who are specialists. Our role is that of primary consultant to work with you to develop an overall game plan, and to work with a team of specialists and your other advisers to implement your program.

 7.   WHAT IS AN INDEPENDENT FINANCIAL CONSULTANT?
An independent financial consultant is a person who represents many investment and insurance companies and is not affiliated with a proprietary company, which offers their own products and services. An independent consultant is not limited to just one line of investments or insurance products, providing our clients with more objectivity, choice and flexibility.

 8.    HOW DO YOU GET PAID?
Primarily, through asset management fees. In other words, we are paid a percentage based on the dollars invested in a client's account. Secondly, we also receive commissions from product sales.

 9.   WHAT DOES IT COST TO MEET WITH YOU?  
Nothing.

10.  DO YOU PUT CLIENTS IN MODEL PORTFOLIOS?
We can, but we prefer to build portfolios to fit each person's unique needs and concerns. We have no bias for or against mutual funds as compared to individual securities, stocks or bonds, because we think it depends upon the preferences of the client.

11.  HOW MUCH SHOULD I INVEST LONG-TERM?
You shouldn't invest any more than you can afford to forgo without significantly changing your lifestyle. Long-term investments can go down as well as up, particularly in the short term.

12.  WHAT IS THE BEST INVESTMENT?
Is it the one that has the highest return for the year? No, the best investment is the one that provides the most money at a time when you need it the most.

Advisory products and services offered through Capital Consultants, LLC

a Registered Investment Adviser